The insurance company has an adjuster.
You should too.
Denver Adjusters represents homeowners and businesses on hail, wind, water, and fire claims. We document the damage, handle the insurer, and negotiate for the full amount your policy owes — and we only get paid if you do.
Nothing up front
No hourly rates, no retainers. Our fee is a percentage of what we recover for you, agreed in writing before we start. If you don't get paid, we don't get paid.
We carry the claim
Inspections, photo documentation, line-item estimates, calls, emails, deadlines, and negotiation — we take the entire process off your plate and keep you informed.
Built for Colorado weather
The Front Range sits in hail alley. We know how local storms damage roofs, siding, and interiors — and what a complete, code-compliant repair actually costs here.
Property claims of every kind, from first notice to final check
If it's covered by your homeowners or commercial policy, we can manage it — new claims, reopened claims, and claims that came back denied or underpaid.
Hail & Wind Damage
Roofs, gutters, siding, windows, and paint. We document every slope and elevation so the storm's full footprint makes it into the claim, not just what's visible from the ground.
Water, Freeze & Pipe Bursts
Burst pipes, ice dams, appliance failures, and sewer backups. We scope hidden moisture, mitigation, and rebuild costs so the settlement covers everything, including what's behind the walls.
Fire & Smoke
Structure, contents, smoke and odor remediation, and additional living expenses while you're displaced. We build the full inventory so nothing is left off the settlement.
Denied & Underpaid Claims
A denial or lowball offer isn't the end. We review the adjuster's estimate and your policy language, then reopen, supplement, or dispute the claim with documentation the insurer has to answer.
Commercial & HOA
Multifamily, retail, office, and association property. We handle large-loss scoping, business interruption documentation, and board-ready reporting for communities and owners.
Storm & Catastrophe Response
After a major hail or wind event, insurers are overwhelmed and settlements get rushed. We make sure your claim gets the attention — and the dollars — it deserves.
A clear process, start to settlement
Free claim review
Call or send us the basics. We review your damage and your policy and tell you honestly whether a claim is worth pursuing — no cost, no obligation.
Document everything
We inspect the property, photograph and measure the damage, and build a detailed line-item estimate of what a complete repair really costs.
We handle the insurer
We file or reopen the claim, meet the company adjuster on site, respond to every request, and negotiate with documentation — so you don't have to.
You get paid
The claim settles for what your policy actually owes. Our fee comes out of the recovery, at the percentage we agreed to in writing on day one.
The claim process is built for the insurance company. We level it.
When you file a claim, the adjuster who shows up works for the insurance company. They're often managing dozens of files, and their estimate — not yours — becomes the starting point for your settlement.
We flip that. As your representative, we build the estimate, set the record, and put the burden on the insurer to respond to documented facts: measurements, photos, code requirements, and real local repair costs.
You stay in control of every decision. We just make sure it's an informed one.
Independent adjusting capacity on the Front Range
We also accept daily and catastrophe property assignments from carriers, TPAs, and independent adjusting firms that need experienced, Colorado-licensed field capacity in the Denver metro.
Need coverage on an assignment?
Call for current availability, licensing details, and our fee schedule. We can typically confirm capacity the same day.
Call (720) 250-7288What Denver property owners ask us
What does a claim advocate actually do for me?+
What does it cost?+
My claim was already denied or underpaid. Is it too late?+
How is this different from the adjuster my insurance company sent?+
Do you handle businesses and HOAs, or just homes?+
What areas do you serve?+
Tell us about your damage
The review costs nothing and you're under no obligation. If your claim isn't worth pursuing, we'll tell you that too — before the insurer's clock runs out.
Request your free review
Fill this out and it will open an email to us with your details — or skip it and just call.